According to the data collecting from nine different types of financial organizations for micro finance in the Midwestern five provinces and one city, this paper analyzes the organizations’ operating performances, basic situations, operating states and other aspects According to the survey, the organization is such a unique innovation that it emerges tends of multi-forms, many investors and varieties of marker patterns, which represent the aim and direction of finance reform It plays an active part in increasing the supply of rural fund, facilitating the loan application and improving productive forces The main factors holding back the development are the government policies and the systems at the present time Besides , to keep the organizations’ sustainable development , it is essential to satisfy several conditions , such as the regulatory policy , the strictly enforced law ,the government advocate , the self-management and the cultivation of credit sense and market attitude among farmers