The effect of content of fly ash, load age and stress on the deformation and strength was investigated at early age. The results indicated that creep of FA (fly ash) concrete decreased as content of fly ash increased and the maximum reduction was 33.6% when the content was 30%. Advancing load age and magnifying stress could increase the deformation. Effect of magnifying stress on deformation was drastically, as final creep of FA concrete loaded at stress ratio of 60% exceeded that of concrete loaded at stress ratio of 20% by 277.2%. Advancing load age and magnifying stress could decrease the axial compressive strength of FA concrete after being loaded. Effect of loading stress on the strength was more obvious than loading age.