Cultivating the financial core area is the key factor of enhancing Chongqing’s financial agglomeration force and radiation force and forming the Upper Yangtze River financial centers Based on the view of the concept, the connotation of financial core area and the necessity, the possibility of cultivating financial core area in Chongqing, the paper puts forward general idea, overall arrangement and planning of Chongqing’s financial core area by using large scale system methodology, uses industrials cluster theory to discuss the path, and also discusses the countermeasures of cultivating Chongqing’s financial core area The conclusions are that, for cultivating financial core area in Chongqing, it is necessary to arrange finance industry reasonably from three aspects: operating high-end financial business developing system, consolidating modern finance industry’s developing platform, and expanding finance industry’s developing space. And to promote formation of financial industrials cluster, other countermeasures are put forward such as perfecting financial ecological environment and structure of financial enterprises, strengthening to share financial resource among enterprises, government and the public, and government’s public service function