According to the low voltage power line channel features,combined with adaptive bit loading and power allocation algorithm,an optimal equivalent subchannel algorithm is proposed.Under the condition of fixed amount of transmitted bits and the minimum transmitted power model,impact of optimal equivalent subchannel on the system performance is studied.The optimization algorithm sorts subchannels with similar transmission features into groups,thus the signaling load can be reduced,and the spectrum can be better used.The simulation results show that system can get lower bit error rate(BER) by adopting optimal equivalent subchannel algorithm.